Restarting Student Loan Payments

As of October 1, 2023, the “pause” on federal student loan payments has ended. The pause was enacted during COVID-19 in 2020 and has been in place for nearly 3 ½ years. During this time, federal student loans stopped any automatic payments and did not collect interest. Borrowers were permitted to continue paying down the…

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4 Myths About Financial Advisors and Investing Debunked

Properly managing your money is one of the most important things to prioritize. Money isn’t everything, but it can be a catalyst for what you care about most: retirement, career advancement, lifestyle goals, and more. Because money management is so critical for our well-being, many people seek help from financial advisors. A great financial advisor…

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How Your Estate Plan Will Help You Leave A Legacy

An estate plan is an essential part of your retirement planning. Thinking about this era of your life may feel far off, but planning for it now will help you feel at ease. An estate plan also lets you know that your loved ones are taken care of and that your money will support things…

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When Is The Best Time To Collect Social Security Benefits?

Over 69 million people in the United States receive social security benefits — so needless to say, it’s a pretty important topic. Understand that the government is simply giving you back all the money they deducted from your paychecks (“FICA”) while you were working.  But with the many nuances and complexities of the social security…

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The SECURE Act 2.0

On December 29, 2022, the SECURE Act 2.0 was signed into law by Congress. As you may recall, the original SECURE Act (2019) made several changes that impacted retirees: The goal of the SECURE Act was initially to encourage retirement savings and make it easier for businesses to support their employees with these types of…

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The Important Lessons Gratitude Can Teach You About Money

When you think of gratitude and money, you probably don’t imagine the two go hand in hand, but the connection is undeniable.  Gratitude has the power to boost serotonin and prompt the brain to produce dopamine, the chemical that makes you feel “good.” So, the more you practice gratitude, the better you’ll feel. It’s not…

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4 Smart Ways To Invest In Cryptocurrency

Cryptocurrency has quickly become a mainstream alternative investment strategy. It’s a digital form of currency that can be exchanged online for goods and services (depending on the company)—essentially, it’s virtual money.  If you’ve gotten this far in your research, you probably know that cryptocurrency is a highly volatile market that isn’t for the faint of…

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What Is Behavioral Finance? And How It Impacts Your Money Everyday

When it comes to money, it’s not just about the decisions you make—why you make them plays an equally critical role in developing healthy financial habits that last a lifetime.  There’s a science to your “why,” and that’s what we like to call “behavioral finance.”  What is behavioral finance, and why is it important? Let’s…

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