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Sense and Cents: Money Matters for Kids

Parents want their children to grow up to be financially healthy. We all have a money script, or a default mode in the ways we…

4 Myths About Financial Advisors and Investing Debunked

Properly managing your money is one of the most important things to prioritize. Money isn’t everything, but it can be a catalyst for what you…

Life Insurance: How Do “No-Exam” Policies Compare to “Fully Underwritten” Policies?

Follow the link below to see Johnson Rhett‘s recently published insight for MoneyGeek.com about how “no-exam” policies compare to traditional fully underwritten life insurance policies! https://www.moneygeek.com/insurance/life/best/no-medical-exam/?fbclid=IwAR11MU9gj_Z_czESccrPVFB7NbqotBPwoDOC1qDjG0jeTLf3X7ewCF2A2tg#expert=johnson-rhett-chfc

The Street.com: According to EBRI, Americans’ Confidence in Retirement Security Declines

Jason Branning was quoted in a Retirement Daily article from the The Street on April 27, 2023. Branning’s comments were about inflation and bonds. Quotes…

How Your Financial Advisor Can Help You Navigate A Career Change

Are you thinking about changing careers? If so, you’re not alone. One study shows that baby boomers averaged a job change 11.7 times in their…

How Your Estate Plan Will Help You Leave A Legacy

An estate plan is an essential part of your retirement planning. Thinking about this era of your life may feel far off, but planning for…

Silicon Valley Bank 🏦

While spring approaches, markets have grown turbulent on news of potential problems in the banking sector after the rapid closure of Silicon Valley Bank. Nearly…

When Is The Best Time To Collect Social Security Benefits?

Over 69 million people in the United States receive social security benefits — so needless to say, it’s a pretty important topic. Understand that the…

The SECURE Act 2.0

On December 29, 2022, the SECURE Act 2.0 was signed into law by Congress. As you may recall, the original SECURE Act (2019) made several…

Millennial Money

Millennials. Those born between 1981 and 1996; ranging in age from 26-41 years old. VHS, Windows ‘98 startup sound, Blockbuster Friday nights, those never-ending strawberry…

Contingency Fund: Individual Retiree Risk Management

The goal of this article is to provide an actionable framework for contingency planning for individual retirees through the modern retirement theory (MRT) perspective. Contingency planning encompasses a retiree’s risk management processes, techniques, and strategies, along with a choice architecture. Our goal is to provide insights that are mitigating to those conditions within longevity that can impair or impact a retiree’s ability to remain retired. We offer three risk categories—known, unknown, and unknowable—as an organizational scaffold that demands an intentional choice be made by the retiree. Then, to guide an individual retiree’s decisions about contingency planning, we put forth an active risk selection matrix. The 3-R matrix can be used for guiding and evaluating risk choices through risk recognition, risk reduction, and acceptance of residual risk.

2023 Important Numbers Chart

“How much can I contribute to my 401k?” “What is the standard deduction for this year?” “Am I eligible to use a Roth IRA?” Take…

Is Cash King?

While the origin of “cash is king” is unclear, it is a phrase that became popularized following the global stock market crash of 1987 by…

The Important Lessons Gratitude Can Teach You About Money

When you think of gratitude and money, you probably don’t imagine the two go hand in hand, but the connection is undeniable.  Gratitude has the…

5 Ways To Make Money In The Stock Market

“How do I consistently make money in the stock market?” – the question all investors want to answer! Oftentimes, people look at capital markets as…

Your Investment Plan

Your Investment Plan – What’s It Based On?

“Where is the wisdom we have lost in knowledge? Where is the knowledge we have lost in information?1” While these questions were originally directed to…

The Fed Hiked Interest Rates: What This Change Means For You & Your Wallet 

You’ve seen the headlines: “The Federal Reserve hiked interest rates to historic levels.” They raised the target federal fund rate by 0.75%, which marked the…

Are We There Yet?

It’s summer. Travelers have packed their bags and vehicles and are making their way to beloved destinations – the beach, the mountains, the city. Anyone…

4 Smart Ways To Invest In Cryptocurrency

Cryptocurrency has quickly become a mainstream alternative investment strategy. It’s a digital form of currency that can be exchanged online for goods and services (depending…

What Is Behavioral Finance? And How It Impacts Your Money Everyday

When it comes to money, it’s not just about the decisions you make—why you make them plays an equally critical role in developing healthy financial…

Losing Feels Twice As Bad As Winning

With the ups and downs in the market over the past few months, it’s no wonder that investors are becoming increasingly uneasy about their portfolios….

Investing Math for Everyone

Math numerically expresses objective facts and reveals patterns. How can everyone evaluate the massive amount of numbers and invest with confidence? Markets go up and…

Navigating Life Insurance for Estate Planning

Follow the link below to see Johnson Rhett‘s recently published insight on the use of life insurance for estate planning! https://www.moneygeek.com/insurance/life/estate-planning-and-life-insurance/#expert=johnson-rhett

Russia & Ukraine War

“The strongest of all warriors are these two – Time and Patience.” – Leo Tolstoy, War and Peace Russia has declared war on the Ukraine. War is…

Finding Peace In Times of Turmoil

We wanted to take a moment to address recent current events. By now, you’ve likely seen that Russia invaded neighboring Ukraine, and the world capital…

Picking the Right Investment is Like Picking the Right Date

Just as in the world of dating relationships, the age-old phrase “There are plenty of fish in the sea” can hold true to our investment…

2022 Important Numbers Chart

Follow the link below for a full, downloadable chart! https://branwealth.com/wp-content/uploads/2022/01/2022-ImportantNumbersChart.pdf

What Issues Should I Consider-When Reviewing Cash Flow

What Issues Should I Consider When Reviewing Cash Flow?

Follow the link below for a full, downloadable chart! https://branwealth.com/wp-content/uploads/2022/01/What-Issues-Should-I-Consider-When-Reviewing-Cash-Flow-2022.pdf

What is A Family Mission Statement, and Why You Need One

Building a family is one of the most monumental journeys we have in our lifetime. The bond within a family is vital, and one way…

Smart Spending In Retirement

Take a look at Johnson Rhett‘s recently published insight on retirement spending for MoneyGeek.com! Follow the link below. Smart Spending In Retirement

What You Need To Know About RMDs for 2021

After a brief hiatus in 2020, required minimum distributions (RMDs) made their re-appearance for 2021.  The Coronavirus, Aid, Relief, and Economic Security (CARES) Act waived…

Regaining Control of Your Retirement After COVID

We will never go back to the world we had before COVID-19, and the lens that we used to evaluate ideas, markets, economies, and personal…

Your Credit Card FAQs – Answered!

Check out Johnson Rhett‘s recently published insight on credit card FAQs for MoneyGeek.com. https://www.moneygeek.com/credit-cards/resources/how-credit-cards-work/#expert=johnson-rhett

BRANNING WEALTH TEAM in the MISSISSIPPI MAGAZINE Fall 2021

We are always honored when local publications ask us to participate in their special editions. Unfortunately, our colleague, Kelly Jennings, who lives in NC could…

Should You Loan Money To Family and Friends?

By Kelly J. Jennings, CFP® We’ve all been in a vexing financial situation—the dog gets into the pantry, your kid unexpectedly falls and hurts themselves,…

4 Money Boundaries To Inspire More Balance and Control In Your Finances

It’s no secret that boundaries help establish healthy relationships, so why not set some boundaries around your finances?  Money boundaries are guidelines you put in…

Investing & the Dunning-Kruger Effect

Everyone wants to be viewed as competent, skilled, or excellent at tasks we undertake. Social psychologists David Dunning and Justin Kruger observed the tendency of…

photo of voting stickers

Post-Election: Remember the Plan

Fears of election cycles and market volatility are nothing new. However, we’ve seen a resurgence this year as social tensions, as well as, the economic…

How you can help small businesses impacted by COVID-19

https://www.bankrate.com/finance/credit-cards/how-you-can-help-small-businesses-impacted-by-covid19/

Annuities in the Age of COVID

Jason Branning was a speaker for an education event for the consumer and financial services industry press. This discussion is about fiduciary advisors utilizing commission…

Large and In Charge – Giant Firms atop Market Is Nothing New

Large And In Charge Giant Firms Atop Market Is Nothing New 1

Compass In The Mountains

Paradigm Shifts

Life has changed; how do we adapt without losing sight of what we want to achieve? As you’ve heard us say before, no one knows…

Are We a Fit For You?

Our services start by completing a set of online pre-meeting questions. Once we receive those, we will reach out to schedule a complimentary 30 minute phone meeting.